Plaid · Plaid Terms of Use

Governing Law and Jurisdiction

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Why it matters

If you have a legal dispute with Plaid, you may be required to pursue it under the laws of a different state than where you live, which can make legal action more complicated and expensive.

Consumer impact

Plaid processes sensitive financial data β€” including bank account credentials, transaction histories, and account balances β€” on behalf of thousands of third-party applications, meaning its policies directly affect the privacy and security of your banking information. Consumers who have connected a bank account to any app using Plaid have agreed to allow Plaid to access and share their financial data with that application and potentially other parties under the terms described. You can review and manage which apps have access to your financial data through Plaid's consumer portal at my.plaid.com.

Applicable agencies

  • State AG
    State Attorneys General can challenge forum selection and choice of law provisions that undermine state consumer protection statutes.
    File a complaint →

Provision details

Document information
Document
Plaid Terms of Use
Entity
Plaid
Document last updated
March 24, 2026
Tracking information
First tracked
March 20, 2026
Last verified
March 20, 2026
Record ID
CA-P-000939
Document ID
CA-D-00170
Evidence Provenance
Source URL
Wayback Machine
SHA-256
67a00a54f78151f9002809d9fe30b260207684c021a931813b1db2e9645e46ae
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Plaid | Document: Plaid Terms of Use | Record: CA-P-000939
Captured: 2026-03-20 05:38:33 UTC | SHA-256: 67a00a54f78151f9…
URL: https://conductatlas.com/platform/plaid/plaid-terms-of-use/governing-law-and-jurisdiction/
Accessed: April 4, 2026
Classification
Severity
Low
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