Plaid · Plaid Terms of Use

California Consumer Privacy Rights (CCPA/CPRA)

Medium severity
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Why it matters

California residents have stronger legal protections than users in most other states, including the right to see exactly what financial data Plaid holds about them and to demand it be deleted.

Consumer impact

Plaid processes sensitive financial data β€” including bank account credentials, transaction histories, and account balances β€” on behalf of thousands of third-party applications, meaning its policies directly affect the privacy and security of your banking information. Consumers who have connected a bank account to any app using Plaid have agreed to allow Plaid to access and share their financial data with that application and potentially other parties under the terms described. You can review and manage which apps have access to your financial data through Plaid's consumer portal at my.plaid.com.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    California residents can submit a data deletion or access request by emailing privacy@plaid.com with your request clearly stated. Plaid is required to respond within 45 days under CCPA. You can also use the consumer portal at my.plaid.com.

Applicable agencies

  • State AG
    The California Attorney General enforces CCPA/CPRA rights for California residents against companies that collect and share personal financial data.
    File a complaint →

Provision details

Document information
Document
Plaid Terms of Use
Entity
Plaid
Document last updated
March 24, 2026
Tracking information
First tracked
March 20, 2026
Last verified
March 20, 2026
Record ID
CA-P-000934
Document ID
CA-D-00170
Evidence Provenance
Source URL
Wayback Machine
SHA-256
67a00a54f78151f9002809d9fe30b260207684c021a931813b1db2e9645e46ae
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Plaid | Document: Plaid Terms of Use | Record: CA-P-000934
Captured: 2026-03-20 05:38:33 UTC | SHA-256: 67a00a54f78151f9…
URL: https://conductatlas.com/platform/plaid/plaid-terms-of-use/california-consumer-privacy-rights-ccpacpra/
Accessed: April 4, 2026
Classification
Severity
Medium
Categories

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