These Terms are governed by the laws of the State of New York, and any disputes not subject to arbitration must be resolved in the courts of New York.
If you live outside New York and have a dispute with MetaMask that must go to court, you may need to litigate in New York, which could be costly and inconvenient.
New York governing law and exclusive jurisdiction clauses are enforceable in many US contexts but may conflict with mandatory consumer protection provisions in other states and EU member states, particularly for consumer-facing digital services under the Rome I Regulation and relevant EU directives.
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MetaMask users bear full responsibility for safeguarding their private keys and seed phrases, with no recovery option if these are lost ā meaning lost funds are permanently unrecoverable. The terms include mandatory arbitration and a class action waiver, which significantly limits users' ability to pursue legal remedies collectively. You can opt out of the arbitration clause by sending written notice to Consensys within 30 days of first agreeing to the Terms.