This is the User Agreement page for Gemini, a cryptocurrency exchange platform. It tells you which version of their terms and conditions applies to you based on the U.S. state where you live. You need to check which group your state falls into to find the specific rules that govern your account.
Technical Summary
This document is the Gemini cryptocurrency exchange User Agreement landing page, which directs users to the applicable version of the User Agreement based on their state of residence. It distinguishes between two user agreement variants: one applicable to residents of ID, LA, NY, OH, and TX, and another applicable to residents of all other listed U.S. states, territories, and DC. The 'state of residence' is defined as the address on file in the user's Gemini account profile. The page itself does not contain the full substantive terms but serves as a jurisdictional gateway to the operative agreement. Notable that the actual agreement terms are not rendered in the provided document text due to client-side rendering limitations.
Institutional Analysis
The jurisdictional bifurcation of Gemini's User Agreement reflects compliance obligations under differing state-level money transmission, virtual currency, and consumer protection frameworks — most n…
The jurisdictional bifurcation of Gemini's User Agreement reflects compliance obligations under differing state-level money transmission, virtual currency, and consumer protection frameworks — most notably New York's BitLicense regime and Louisiana's Digital Asset Business Act. Legal and compliance…
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Regulatory exposure, material risk, and due diligence action items.
Gemini uses two different versions of its User Agreement depending on which U.S. state you live in — one for residents of ID, LA, NY, OH, and TX, and another for everyone else.
The User Agreement landing page addresses U.S. residents only, with separate agreement links for international users in the UK, Singapore, Australia, and other regions via language/locale-specific URLs.
Gemini's site uses cookies and tracking technologies, with different consent models for U.S. users (opt-out) versus EEA/UK users (opt-in), as revealed in the page's consent management script.
Gemini discloses at the bottom of the page that it operates through Gemini Trust Company, LLC (NMLS #1518126) and Gemini Moonbase, LLC (NMLS #2403509), which are licensed financial entities.