While fraud prevention is beneficial, automated monitoring of financial transactions involves significant surveillance of personal activity and may result in account actions based on automated decisions.
Visa collects extensive personal and transactional data, including purchase history and inferred preferences, and uses it for marketing, analytics, and sharing with financial partners and third parties. Consumers may not realize their payment data is being used for targeted advertising and profiling beyond basic transaction processing. You can opt out of targeted advertising and certain data sharing by visiting Visa's privacy choices page at https://www.visa.com/en-us/legal/privacy-policy.html.